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Retirement

Federal Retiree COLA vs. Federal Worker Pay Raises: What’s the Distinction?

EditorialBy EditorialNovember 5, 2025No Comments1 Min Read

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November 5, 2025 Chris Kowalik

 

Perceive the excellence between the 2 and why it issues to federal workers and retirees.

  • PAY RAISES: When, why, and the way they’re utilized—and what impact this has in your preliminary federal pension
  • COLAs: When, why, and the way they’re utilized—and what impact this has on how your federal pension adjustments over time
  • PROJECTIONS: Present projections for 2026’s anticipated pay raises and the way newly introduced COLAs will likely be carried out in retirement
  • DIFFERENCES: The primary variations between how every is utilized to CSRS and FERS—and the customarily important monetary impression on every

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