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Her Husband Racked Up Credit score Card Debt In Their Kids’s Names And Needed Her To Absolve Him. Dave Ramsey Stated, ‘Your Husband Is Scum’

EditorialBy EditorialSeptember 20, 2025No Comments3 Mins Read

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A girl from Texas referred to as into “The Ramsey Present” lately with a surprising story about her soon-to-be ex-husband. She mentioned he secretly opened bank cards utilizing their youngsters’s identities, ran up main debt, after which emptied his retirement account to pay it off. Now, he’s asking her to signal authorized paperwork that might absolve him of any wrongdoing.

“No good. Not occurring,” private finance skilled Dave Ramsey mentioned flatly. Then he added, “Your husband is scum. Anyone that might screw his personal children over is scum.”

He referred to as the scenario “felony fraud” and mentioned it was a textbook case of id theft. “Your husband is a felony. Oh, and who did he steal from? His youngsters. What a jerk.”

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Ramsey was clear about how to answer the paperwork the husband needed signed: “No, I’m not signing any paperwork besides paperwork that places him in jail. That is the paperwork we’re signing on him.”

The caller, Alexandria, mentioned her husband stored insisting it wasn’t potential to pull credit score stories for his or her children. However Ramsey instantly shot that down. “Sure, you possibly can,” he mentioned. “You possibly can pull children’ credit score stories and you may freeze them. We all know this as a result of we did it when Rachel was a minor.”

Co-host Rachel Cruze backed that up, saying it’s not solely potential however essential. “You do it to guard them from ID theft simply basically with the web and scams,” she mentioned.

Trending: Bezos’ Favourite Actual Property Platform Launches A Approach To Trip The Ongoing Personal Credit score Growth

Ramsey mentioned that freezing their children’ credit score is one of the simplest ways to forestall any extra fraud. “If they really examine the credit score earlier than they problem the bank card, they gained’t problem it if it’s frozen subsequent time he tries to do that. As a result of there will likely be a subsequent time. This man is a critical con artist.”

Ramsey additionally informed Alexandria to not belief something her husband says going ahead. “Something this man says will not be true. If his mouth is transferring, he’s mendacity. It is a man who would steal his personal youngsters’s id for his personal private profit.”

He strongly suggested her to drag the credit score stories instantly to see the true injury and to report the crime to the police. “I’d file a felony [report] on him,” Ramsey mentioned. “I’d have the police—I’d set him up and say, ‘Hey, any person stole my child’s id.’ Oh, it was him. Completely.”

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