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Home»Bonds»A risk to tax-exempt munis revived?
Bonds

A risk to tax-exempt munis revived?

EditorialBy EditorialOctober 21, 2025No Comments3 Mins Read
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A risk to tax-exempt munis revived?
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“It subtly raised my spidey-sense for a risk to the tax exemption,” mentioned Tom Kozlik of Hilltop Securities.

A brand new report written by Oskar Dye-Furstenberg from the Roosevelt Institute supplies a finely grained snapshot of public finance within the U.S. whereas additionally highlighting alternate options to tax-exempt municipal bonds. 

“It subtly raised my spidey-sense for a risk to the tax exemption,” mentioned Tom Kozlik, managing director, head of public coverage & municipal technique at Hilltop Securities. “I believe it is really making the argument for a BABs subsidy in lieu of the federal tax exemption and I am not a fan of that.”   

The Roosevelt Institute is a left-leaning suppose tank and is the non-profit accomplice of the government-run Franklin D. Roosevelt Presidential Library and Museum, the nation’s first presidential library. 

Many muni practitioners view Construct America Bonds as a good suggestion that went gangbusters after they had been issued as taxable bonds backed by promised direct pay subsidies from the federal authorities.

The quantity of the subsidies was reduce throughout price range sequestration course of in 2013 which turned BABs right into a dangerous proposition.   

“Has not our expertise on direct pay proven how problematic it’s?” mentioned Chuck Samuels, member at Mintz.

The report additionally trots out the acquainted name for a nationwide infrastructure financial institution saying, “Nationwide policymakers can create a brand new municipal government-sponsored enterprise or nationwide infrastructure financial institution that may pool municipal securities and problem prime quality debt.” 

“Why do considerate folks suppose a nationwide bond financial institution is important or fascinating to supplant native resolution making and issuance and will not be mired in federal paperwork and politics?” requested Samuels. 

The precise definition of high-quality debt might additionally squeeze smaller issuers out of the market. 

“One of many issues that I believe is so efficient is that just about any measurement entity in virtually anywhere within the U.S. can faucet the municipal bond market,” mentioned Kozlik. “There must be extra instruments, not much less.” 

The report breaks down the overall obligation and income bond numbers from 2006-2024. The chart ends on the file breaking $500 billion mark for GOs and over $300 billion for income bonds. 

Public infrastructure spending by the federal authorities is in contrast towards state and native spending from 1960 to 2020. State and native ends across the $500 billion mark with federal spending a bit over $100 billion. 

States are ranked by their issuance ranges in 2024 with California, Texas, New York, and Illinois filling out the highest 4. 

The report notes that “by offering curiosity earnings and exemption from federal and typically state earnings taxes, municipal debt can compound current disparities in wealth.” 

It additionally provides, “these rewards might be partially, if not completely, offset by the positive factors to customers of municipal companies. Improved water infrastructure can enhance employment, well being, and high quality of life.” 

The report affords assist for pension funds investing into munis, state degree bond banks, tighter constraints by regulators, performance-based credit score rankings and increasing the Federal Reserve’s Municipal Liquidity Facility.

The MLF was created through the pandemic to deal with a liquidity disaster by permitting the Federal Reserve to purchase bonds from state and native governments to stabilize pricing. 

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