Author: Editorial

Final Up to date on: August 24, 2025 by Carlos P. Barry Street journeys is usually a nice journey for seniors, offering them with a chance to discover new locations and create lasting reminiscences. As seniors embark on street journeys, they will benefit from the freedom of touring at their very own tempo, stopping to absorb scenic views and fascinating in actions that cater to their pursuits. Street journeys additionally enable seniors to reconnect with nature, as they’ve the pliability to go to nationwide parks, go mountain climbing, or just calm down by the seashore. Furthermore, street journeys promote social…

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When a federal worker retires from federal service, the retired worker has a number of choices to withdrawing their Thrift Financial savings Plan (TSP) accounts. This column is the primary of 4 columns discussing TSP withdrawal choices for retired TSP individuals and can current the partial TSP distribution withdrawal choice. Upon retiring from federal service, a TSP participant can instantly withdraw from his or her conventional TSP account, Roth TSP account, or a mix of each accounts. The retired TSP participant can request at any time a partial distribution of no less than $1,000. A partial distribution is permitted even…

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Final week, Fed Chair Jerome Powell signaled that the Fed is prone to decrease rates of interest this 12 months. The market jumped in consequence. Traders ought to tread rigorously – not as a result of valuations are at traditionally excessive ranges (although that’s true), however as a result of inflation is prone to burn sizzling if the Fed lowers charges. Powell himself stated the Fed has to handle each employment, which continues to stagnate, and inflation, which continues to rise. A charge reduce solely provides gasoline to the inflation hearth. In January, within the Forecast Problem of my e-newsletter,…

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Final Up to date on: August 23, 2024 by Carlos P. Barry Protein drinks are helpful for seniors as they supply important vitamins and promote muscle well being. As seniors age, their protein necessities improve, and protein drinks supply a handy and simply digestible supply of protein. These drinks are additionally typically fortified with nutritional vitamins and minerals, offering further well being advantages. As well as, protein drinks may also help seniors preserve a wholesome weight and assist their general well-being. It is crucial for seniors to seek the advice of with a healthcare skilled or dietitian earlier than incorporating…

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  How Voluntary Early Retirement Authority (VERA), Voluntary Separation Incentive Funds (VSIP), Discontinued Service Retirement (DSR) & Severance might change your perspective. METHODS: Understanding voluntary and involuntary departures (together with DRP 2.0) ELIGIBILITY: Understanding precisely who’s entitled to what (and when) BENEFITS: Figuring out how the pension and different advantages are affected EXAMPLES: Highlighting numerous eventualities for federal staff Commercial

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Final July, I reviewed Primary Road Capital (NYSE: MAIN) for dividend security. The corporate acquired an “A” score. Now that greater than a yr has handed, is the dividend simply as secure? Primary Road Capital is a enterprise improvement firm, or BDC. It invests in or lends cash to privately held firms. Its portfolio firms embrace… IG Holdings, an 82-year-old firm based mostly in Windfall, Rhode Island, that designs insignias PPL RVs, which has been round since 1972 Willis Group, which supplies staffing and recruitment providers and is predicated in Houston. After we measure dividend security for BDCs, we use…

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Final Up to date on: August 31, 2025 by Carlos P. Barry Excursions for seniors touring alone provide a protected and handy method to discover new locations with like-minded people. These excursions present specialised itineraries and lodging that cater to the distinctive wants and preferences of older adults. With the help of skilled guides, seniors can go to in style sights, have interaction in enriching actions, and socialize with fellow vacationers. Moreover, these excursions usually embrace meals and transportation, making your entire journey expertise hassle-free and satisfying. Whether or not it’s a cultural tour, a nature expedition, or a calming…

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When a federal worker retires from federal service, the retired worker has a number of choices to withdrawing their Thrift Financial savings Plan (TSP) accounts. That is the second of 4 columns discussing TSP withdrawal choices for retired TSP members.  The primary column mentioned the partial TSP distribution choice. This column presents the full distribution choice. Instantly upon retiring from federal service, a TSP participant can request a complete distribution of his or her conventional TSP account and/or Roth TSP account. In an effort to keep away from the IRS’ 10 p.c early withdrawal penalty, the retired TSP participant must…

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They are saying in the event you go “woke,” you go broke, and loads of firms have discovered that lesson the arduous approach lately. Shoppers on each side of the aisle have turned in opposition to manufacturers they really feel betrayed them. (Personally, I used to be extra upset about Jaguar’s redesign. It appears to be like like my dream automobile should be an Aston Martin as an alternative.) That’s why Cracker Barrel (Nasdaq: CBRL) has been within the highlight recently. Its newest rebrand was painted as going “woke” – which these days virtually appears to imply making any change…

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Final Up to date on: August 24, 2025 by Carlos P. Barry For seniors, correct nail care is important to take care of wholesome and robust nails. This text explores one of the best practices and suggestions for seniors to maintain their nails in optimum situation. As we age, caring for our nails turns into more and more essential. Seniors are extra susceptible to brittle nails, infections, and ingrown nails, which might result in extra severe well being points if not addressed. We’ll focus on efficient nail care methods particularly designed for seniors to keep away from such issues. Common…

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