A strong rewards card that is not only for seniors

The AARP® Journey Rewards Mastercard® from Barclays is tailored for these on the go, providing beneficiant and limitless rewards on eating and getting round. Though AARP is a membership group recognized for advocating on behalf of seniors and retirees aged 50 and above, anybody aged 18 and older can apply for this , with none obligation to affix the group.

• Complimentary FICO Rating: Test your FICO credit score rating without spending a dime when logged into your card account.

• No overseas transaction charges. When touring outdoors the U.S., you will not need to pay a further surcharge in your worldwide spending.

• $0 fraud legal responsibility safety. In case your card is used for unauthorized transactions, you will not be answerable for the costs whenever you promptly notify Barclays.

You may earn limitless cash-back rewards with the AARP Journey Rewards Mastercard bank card in a number of elevated bonus classes plus an ongoing rewards charge on all different spending. Money again earned from the AARP Journey Rewards bank card by no means expires so long as your account is open and in good standing.

• 3% money again on airfare, lodges, and automobile leases

• 2% money again at eating places

• 1% on all different eligible purchases

Along with the rewards you earn, Barclays will donate 1% of your eligible digital and telecommunication purchases to the AARP Basis.

• Direct deposit to a checking account. Switch your cash-back rewards to a linked checking or financial savings account with redemptions beginning at $25. There’s a every day restrict of $500 for financial institution deposit redemptions, so it pays to redeem your rewards steadily.

• Assertion credit. Redeem your earnings for assertion credit. Whereas these redemptions decrease how a lot you owe, they don’t depend towards your month-to-month minimal fee due.

• Reward playing cards. Use your cash-back rewards to purchase reward playing cards from dozens of standard retailers. Redemptions begin at $25, and the choice varies all year long.

• AARP membership. Redeem rewards to buy or renew your AARP membership. Redemptions begin at $16, and you should purchase memberships for one, three, or 5 years at a time. You may as well reward AARP memberships.

• Merchandise. Store by the BarclaysUS web site for services that you should utilize your self or give as a present.

The AARP Journey Rewards bank card is greatest for individuals who assist AARP’s mission and need a easy, no-annual-fee card that earns money again on and eating. It may be notably useful for individuals who belong to AARP or are plan to, because the rewards might be utilized in direction of the membership charge.

• Beneficiant rewards on journey

• No annual charge

• Straightforward-to-earn welcome bonus

• No overseas transaction charges

• Restricted bonus classes and redemption choices

• Doesn’t embody an intro APR provide on purchases

• Paltry advantages in comparison with related

The AARP Journey Rewards Mastercard can be utilized anyplace Mastercard is accepted for fee. Mastercard is without doubt one of the most generally accepted bank cards within the U.S. and internationally. With and excessive rewards on journey spending, it’s a wonderful selection when away from dwelling.

To get essentially the most out of the AARP Journey Rewards bank card, use it to pay to your journey and eating, the place you’ll earn 3% money again.

• On-line at

• Arrange recurring funds

• Over the telephone by calling (866) 928-3104

• Via the Barclays cellular app (, )

• Mail funds to:

  • Card Providers, P.O. Field 60517, Metropolis of Business, CA 91716-0517

  • Card Providers, P.O. Field 13337, Philadelphia, PA 19101-3337

The AARP bank card just isn’t the only option for individuals who need to with a larger number of redemption choices, or those that not often spend on journey and eating. If a card with these options is essential to you, contemplate these alternate options.

Why we prefer it: The has a $95 annual charge, however earns glorious rewards to assist offset the price. This contains incomes 5x miles on lodges, trip leases, and rental vehicles booked by Capital One Journey, in addition to limitless 2x miles on all different eligible purchases. Your rewards might be taken as a press release credit score in opposition to eligible journey purchases, used to e-book journey by Capital One Journey, or transferred to over 15 airline and resort . You may as well take your earnings as money again, however that possibility is price lower than a penny per level. Different money-saving advantages embody a TSA PreCheck or International Entry software charge credit score and on objects bought with the cardboard.

Why we prefer it: In the event you’re in search of a low-cost high-yield journey rewards card,journey , the is good. Factors earned on this card can be utilized in a number of methods together with taken as money again, used to purchase reward playing cards or transferred to greater than a dozen airline and resort companions on a 1:1 foundation. One different doubtlessly beneficial possibility is reserving journey by Chase Journey, the place the issuer’s Factors Increase function may enhance the worth of your rewards to greater than a penny per level. In the event you’re making an attempt to resolve between the contemplate which journey rewards companions you want greatest.

Why we prefer it: The Wells Fargo Autograph Card has a $0 annual charge and a stronger rewards charge than the AARP Journey Rewards Mastercard. The Autograph Card has a larger number of redemption choices, together with taking your earnings as a press release credit score or a money deposit to an eligible Wells Fargo account, utilizing them to pay for journey booked by Wells Fargo, shopping for reward playing cards, and even transferring your rewards into the loyalty accounts of a number of airline and resort companions. This provides you extra flexibility to make use of your rewards the way you need to. Moreover, the Wells Fargo Autograph card provides as much as $600 of cellphone protection in opposition to injury or theft (topic to a $25 deductible) plus entry to journey and emergency help, together with roadside dispatch.

This text was edited by Robin Saks Frankel

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