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Zions Bancorporation, Nationwide Affiliation (ZION) Goldman Sachs 2025 U.S. Monetary Companies Convention December 9, 2025 1:40 PM EST
Firm Members
Harris Simmons – Chairman & CEO
Presentation
Unknown Analyst
We will get began right here. Up subsequent, we’re happy to have Zions becoming a member of us on the convention. They’ve had a robust 12 months, posting bettering high line development pushed by margin enlargement, continued development in charge earnings, all whereas sustaining a good maintain on bills. Whereas there was some noise throughout 3Q concerning credit score that seems to have been a one-off, hopefully. And its credit score efficiency continues to be amongst the most effective within the business.
Right here to inform us extra about what that’s Chairman and CEO, Harris Simmons. Welcome, Harris.
Harris Simmons
Chairman & CEO
Thanks.
Query-and-Reply Session
Unknown Analyst
So Harris, clearly, there’s been so much happening on the market. We had tariffs. We had the federal government shutdown, combine numbers on jobs. It feels just like the Fed remains to be in an easing cycle. So a lot of various things happening within the macro. I assume on condition that as background, perhaps begin off how you are feeling about how the financial institution is positioned for this setting that we’re about to enter.
Harris Simmons
Chairman & CEO
Nicely, I believe I am fairly sanguine about what the setting appears to be like like. I imply if I am going again to earlier within the 12 months and the tariffs and the Liberation Day, et cetera, I imply, I believe there was plenty of nervousness about what this might do to the economic system. I believe what’s performed out and my view is that homeowners of companies have began to comprehend that Donald Trump is amongst — past anything that he is mainly transactional that he is — there’s plenty of plasticity to his strategy to fixing issues.
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