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18 All-American Cities The place You Can Purchase a Home for Underneath $100K

EditorialBy EditorialNovember 9, 2025No Comments7 Mins Read

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Shopping for a house proper now feels virtually inconceivable. The typical residence value in the USA is a jaw-dropping $420,800. Don’t let this quantity scare you. There are nonetheless loads of houses on the market underneath $100,000. The query is, the place?

We curated this record of those locations by fastidiously selecting cities with at the least 100 residence listings underneath $100,000 on Zillow. The cities are additionally residence to populations of at the least 5,000. To combine up this record, we selected each small and huge cities.

Listed below are 18 all-American cities the place you should buy a home for underneath $100,000.

Kansas Metropolis, Missouri

Kansas City, MissouriKansas City, Missouri
Picture Credit score: Shutterstock.

Kansas Metropolis, Missouri, isn’t the preferred metropolis to reside in, nevertheless it needs to be in your radar in case your finances for a house is underneath $100,000. As of June 2024, Zillow lists 204 energetic houses under $100k. You may even discover listings for underneath $50,000.

Kansas Metropolis is likely one of the largest cities in Missouri. The town has a inhabitants of round 500,000. This hidden gem is crammed with lots to do. Shopping for a home right here means you’ll have entry to The Nelson-Atkins Museum of Artwork and Kansas Metropolis Zoo & Aquarium.

Cleveland, Ohio

Cleveland, OhioCleveland, Ohio

Whereas Cleveland, Ohio, is a serious metropolis, it’s virtually all the time forgotten. Like Kansas Metropolis, I take into account Cleveland a hidden, reasonably priced gem.

On Zillow, Cleveland boasts over 300 energetic listings capped at $100,000. In complete, there are 777 listings in Cleveland. You don’t want a lot to outlive in Cleveland. The town’s median revenue is $37,351.

Albany, Georgia

Albany, GeorgiaAlbany, Georgia

Albany, Georgia, is likely one of the most reasonably priced cities within the U.S. Almost 70,000 folks name Albany residence, and low cost houses will not be laborious to search out. The median housing value in Albany as of June 2024 is $127,456.

Don’t let that quantity idiot you. There are many houses underneath $100k in Albany. Zillow lists at the least 250 homes, condos, and townhomes.

Erie, Pennsylvania

Erie, PennsylvaniaErie, Pennsylvania

There are lots of spots in Pennsylvania crammed with reasonably priced houses. A metropolis the place you’ll be able to simply purchase a home for lower than $100,000 is Erie. In Erie, residents have a whole lot of shopping for energy.

The median housing value is $177,374. Nonetheless, there are at the least 100 energetic listings on Zillow for underneath $100,000.

Jackson, Mississippi

Jackson, MississippiJackson, Mississippi

You don’t need to reside in a small city to afford a home. In Jackson, Mississippi, loads of houses are priced underneath $100k. Jackson is residence to round 150,000 folks.

So, what number of houses are listed underneath $100,000 in Jackson? Zillow lists 183 houses. A couple of third of all houses in Jackson price lower than $100,000.

Wichita, Kansas

Wichita, KansasWichita, Kansas
Picture Credit score: Shutterstock.

Kansas is a hidden gem. It’s an underrated state with loads of low cost housing and cities to select from. Wichita is likely one of the greatest locations to purchase a home for lower than $100,000.

Wichita is an enormous metropolis. Its inhabitants is almost 400,000. On Zillow, Witchita boasts about 140 energetic listings underneath $100k.

Oklahoma Metropolis, Oklahoma

Oklahoma City, OklahomaOklahoma City, Oklahoma
Picture Credit score: Shutterstock.

Oklahoma Metropolis is a serious metropolis in Oklahoma. There’s lots to do there, together with the Myriad Botanical Gardens and the Oklahoma Metropolis Zoo.

This state capital has a inhabitants of 681,054. Whereas the median housing value is $205,291, Zillow lists over 150 choices underneath $100k.

Decatur, Illinois

Decatur, IllinoisDecatur, Illinois

Have you ever ever heard of Decatur, Illinois? This Illinois best-hidden secret is reasonably priced, distinctive, and charming. Residents benefit from the Scovill Zoo and Rock Springs Conservation Space.

When most individuals consider Illinois, they image Chicago. Nonetheless, Illinois is residence to extra cities than simply Chicago. As of June 2024, Decatur has 100 houses priced underneath $100k.

Columbia, South Carolina

Columbia, South CarolinaColumbia, South Carolina

So many individuals have moved to South Carolina in the previous couple of years. It’s laborious to think about there are any reasonably priced cities left. Nonetheless, Columbia, South Carolina, has loads of houses left for underneath $100k.

Columbia, South Carolina, is the capital of South Carolina. Its inhabitants is round 140,000. On Zillow, Columbia, South Carolina, boasts 150 houses for underneath $100k.

Fort Wayne, Indiana

Fort Wayne, IndianaFort Wayne, Indiana

Fort Wayne, Indiana, can also be on our record. On Zillow, Fort Wayne has over 800 open listings of any value. About 200 of those listings are priced underneath $100k.

The median residence value in Fort Wayne is $231,155. Almost 270,000 folks reside in Fort Wayne.

Birmingham, Alabama

Birmingham, AlabamaBirmingham, Alabama

Alabama has seen a whole lot of progress. I can’t even start to depend how many individuals have moved to Alabama in my private life. This progress is sensible when taking a look at housing prices.

Birmingham’s median housing value is $132,847. Since that is the median residence value, you’ll be able to solely think about simply how low residence costs go. Zillow lists 330 energetic houses underneath $100k.

Independence, Kansas

Independence, KansasIndependence, Kansas

One other Kansas metropolis on our record is Independence. This small metropolis has solely 8,500 folks., and its quaintness is a part of its appeal.

The median residence value in Independence is $100,766. Almost all houses listed on Zillow in Independence are underneath $100k. Some houses, although, attain as excessive as $850,000.

Studying, Pennsylvania

Reading, PennsylvaniaReading, Pennsylvania

Pennsylvania actually has no scarcity of lovely cities with reasonably priced housing prices. Studying is not any exception. Round 100,000 folks name this southern Pennsylvania metropolis residence.

Shopping for a house in Studying doesn’t take a lot. On Zillow, there are at the least 20 listings underneath $100k. This isn’t as a lot as different American cities, however it’s price a re-assessment.

Buffalo, New York

Buffalo, New YorkBuffalo, New York

The state of New York will get a nasty rep. Not all of New York is dear. You don’t need to be a millionaire to afford your individual place.

Buffalo is underrated. The town is residence to somewhat over 275,000 folks. Zillow lists 161 outcomes underneath $100,000.

Memphis Tennessee

Memphis, TennesseeMemphis, Tennessee
Picture Credit score: Shutterstock.

Like most southern states, hundreds of individuals have moved to Tennessee in a short while. Regardless of this, there are nonetheless reasonably priced houses in Memphis.

Zillow lists over 500 choices underneath $100,000 in Memphis. For as little as $4,500, you should buy a plot of land to construct on.

Meridian, Idaho

Meridian, IdahoMeridian, Idaho

It is likely to be deceiving to record Meridian, Idaho, as an reasonably priced all-American metropolis to purchase a home in. Meridian isn’t that massive. Nonetheless, it’s proper outdoors of Boise. Meridian and its surrounding cities supply loads of reasonably priced houses.

Round Meridian, there are about 100 listings for underneath $100k. Whereas Meridian isn’t an enormous metropolis, it’s residence to about 115,000 residents, making it the second-most populous metropolis within the state.

Pontiac, Michigan, is subsequent on our record of all-American cities the place you should buy a home for lower than $100k. Pontiac doesn’t boast a whole lot of listings. On Zillow, the town solely has about 100 listings of all costs.

Nonetheless, about 40 of those listings are underneath $100,000. If you wish to save extra money, you can purchase a plot of land for reasonable and reside in an RV or tiny residence.

Louisville, Kentucky

Louisville, Kentucky, USA downtown skyline on the Ohio River at dusk.Louisville, Kentucky, USA downtown skyline on the Ohio River at dusk.
Picture Credit score: Shutterstock.

Louisville, Kentucky, is the biggest metropolis within the state. It’s wealthy in historical past and provides residents loads to do and see. You additionally don’t want a whole lot of money to purchase a house.

At present, Zillow lists about 90 houses underneath $100,000. Some are as low cost as $35,000. Lots of the cheaper houses in Louisville want some TLC.

16 Coolest Small Cities within the U.S. You’ve By no means Heard Of

Helen, Georgia Bavarian village town traditional architecture building with many people touristsHelen, Georgia Bavarian village town traditional architecture building with many people tourists
Picture Credit score: Shutterstock.

Certainly one of my favourite issues about this nation is the variations in every state. A cross-country street journey can take you from the mountains to the desert, coast, and swampland, with every area representing its distinctive appeal and tradition. I’m an avid street tripper and have had the privilege of spending a while in these small cities. They left their mark on me in the easiest way potential.

30 Methods to Save on the Electrical energy Invoice No One Talks About

Picture Credit score: Shutterstock.

Utility payments are inevitable, however you’ll be able to scale back your consumption and spending. Listed below are thirty unusual ideas that can assist you be extra energy-conscious, benefiting the planet, your pockets, or each.

10 Sensible Methods to Be Frugal With out Being Low-cost

Picture Credit score: Shutterstock

You could be frugal with out being low cost by understanding the distinction between value and worth. An inexpensive particular person cares solely about getting the bottom value, whereas frugal folks take into account value one issue figuring out worth.

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